// YOUR MONEY, FINALLY UNDERSTOOD

You earn well. So why does money still feel like guesswork?

  • Money spread across three accounts.
  • Half of it going to family.
  • A ₹2 lakh bonus that vanished by September.
  • EMIs you've quietly stopped tracking.
  • Earning more was supposed to make this simpler. It didn't.

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Cashlight reads your actual statements and shows you exactly where you stand, and what people earning what you earn do differently.

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Cashlight // health report · sample
Subject · 34, Bengaluru · salaried ₹14.5L/yr
Arjun K.
51 / 100
Grade C+ · needs attention
Coverage ratio
⚠ TIGHT
73%
Emergency buffer
⚠ THIN
1.8 mo
Insurance adequacy
✕ MIS-SOLD
2 LIC · 0 term
Debt-to-income
✓ OK
31%
Tax efficiency
⚠ UNUSED 80C
₹60k/₹1.5L UNUSED 80C
REAL SAVINGS RATE
You · 9.2%
India · 18%
Global · 22%

You're saving about half of what the median Indian does.

Reading statements · HDFC + ICICI + Kotak
1,284 narrations parsed

Sample report. Yours is built from your own statements. Upload them and this is what you get back.

Built for Indians managing
Multiple bank accountsParent supportAnnual bonusesFreelance incomeCredit card EMIsLIC policiesZomato billsGold SIPsSchool feesDiwali spendingIT refundsHome loan prepaymentChit fundsSide gigsMultiple bank accountsParent supportAnnual bonusesFreelance incomeCredit card EMIsLIC policiesZomato billsGold SIPsSchool feesDiwali spendingIT refundsHome loan prepaymentChit fundsSide gigs
// THINGS WE ACTUALLY NOTICE

Four things your money is doing right now that no app is telling you about.

₹2L bonus in March. Gone by September. Nobody surfaced it in a report.

Two LIC policies, zero term cover. Family isn't actually protected.

₹62k of 80C headroom unused every year. Regime fit shown in your report, not guessed.

₹25k home every month isn't discretionary. Your picture has to treat it that way.

₹2L bonus in March. Gone by September. Nobody surfaced it in a report.
Two LIC policies, zero term cover. Family isn't actually protected.
₹62k of 80C headroom unused every year. Regime fit shown in your report, not guessed.
₹25k home every month isn't discretionary. Your picture has to treat it that way.
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